Roof Insurance Claims Made Easy in Lexington & Louisville

Dealing with roof damage can be stressful, but handling your roof insurance claim doesn’t have to be. AIC Roofing is here to simplify the process for homeowners in Lexington, Louisville, and Cincinnati, ensuring you get the coverage you deserve for roof repairs or replacement.

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Experienced in Storm Damage Repairs

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AIC is a roofing & siding contractor that provides full restoration services caused by weather events such as hail, high winds, snow, and ice. We provide superior service and quality in all trades required to restore your home or business back to its original condition. Whether you need emergency tarp services or a complete tear off and replacement, AIC Roofing & Construction is prepared, experienced and ready to help.

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Our Emergency Services

  • Emergency Solutions: We offer emergency services such as board-ups and tarps. This helps reduce any further damage to your home and protect your valuables until a permanent fix can be put in place.
  • Repairs & Replacements: Storm damage can range from a few shingles or siding blowing off, to a large tree falling on your home and jeopardizing the structural integrity. Over the last 20 years, AIC has become one of the most trusted names in dealing with storm damage repair.
  • Our Inspection: Our trained specialists will perform a complete home inspection including your roof, gutters, patio/awnings, eves, overhangs, siding, and any other exterior structures. We document everything with dozens of pictures to help you!
  • Working with insurance: When we meet with your insurance adjuster, we show them all the damage we find. Once approved, the additional work is written right into the claim.
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Commonly Asked Insurance Questions

Yes, you will need to pay your deductible.

Call a trusted company to perform a free inspection, then call your insurance agent to let them know about the damage and start a claims process. Navigating insurance claims can be tricky, but at AIC, we’re experts and are ready to help you through the process!

The answer is no! However, many homeowners decide to upgrade while the work is being done. The additional expenses incurred by the upgrade will be your only “out-of-pocket” expense besides your deductible.

Absolutely we will meet with your insurance adjuster. We’ll work with them to inspect the damage and be your advocate through the entire process.

Most policies only cover damage from hail or wind, but every policy is a little bit different! Check with your insurance agent to be sure.

If your roof leaks, the damage inside will most likely be covered, however, fixing the damage might be less than the deductible.

These are the 2 most common types of policies for roofs. An Actual Cash Value policy means you’ll receive what the roof is worth now, not what the cost is to replace it. Replacement Cash Value means you’ll receive the replacement cost, no matter how old the current roof is. Many insurance companies only offer Actual Cash Value type policies.

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Insurance Claims Process

If your home or business has been damaged by wind, hail or storms, don’t put off making any repairs or they could get worse. Our team at AIC Roofing & Construction is experienced and ready to assist. We even help guide you through the insurance claims process. If you suspect your home or business may have been damaged by a storm, contact us today to schedule your free, no-obligation storm inspection.

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From Insurance to Installation

Chris was one of many homeowners affected by a massive storm that came through Central Kentucky. When he called AIC, we worked with him and his insurance to make sure he felt confident and comfortable throughout the whole roof replacement process. Since 2003, we’ve helped thousands of homeowners through the insurance process.

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