Roof Insurance Claims Made Easy

Dealing with roof damage can be stressful, but managing your roof insurance claims doesn’t have to be. AIC Roofing simplifies the process for homeowners across Central Kentucky, ensuring you receive the coverage you deserve for roof repairs or replacement.

SCHEDULE A FREE INSPECTION

Experienced in Storm Damage Repairs

Storm-damaged roof caused by a fallen tree on a brick house in Lexington, KY

AIC is a roofing and siding contractor offering full restoration services for weather-related damage, including hail, high winds, snow, and ice. We deliver superior service and quality in all trades necessary to restore your home or business to its original condition. Whether you need emergency tarp services or a complete tear-off and replacement, AIC Roofing & Construction is ready, experienced, and fully prepared to help.

I NEED AN INSPECTION

Commonly Asked Insurance Questions

Yes, you will need to pay your deductible.

Call a trusted company to perform a free inspection, then call your insurance agent to let them know about the damage and start a claims process. Navigating insurance claims can be tricky, but at AIC, we’re experts and are ready to help you through the process!

The answer is no! However, many homeowners decide to upgrade while the work is being done. The additional expenses incurred by the upgrade will be your only “out-of-pocket” expense besides your deductible.

Absolutely, we’ll meet with your insurance adjuster and work closely with them to inspect the damage. Throughout the entire process, we’ll be your advocate every step of the way.

Most policies only cover damage from hail or wind, but every policy is a little bit different! Check with your insurance agent to be sure.

If your roof leaks, the damage inside will most likely be covered, however, fixing the damage might be less than the deductible.

These are the two most common types of policies for roofs. An Actual Cash Value policy means you’ll receive what the roof is worth now, rather than the cost to replace it. On the other hand, a Replacement Cash Value policy means you’ll receive the full replacement cost, regardless of the current roof’s age. Keep in mind that many insurance companies only offer Actual Cash Value policies.

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Insurance Claims Process

If your home or business has been damaged by wind, hail or storms, don’t put off making any repairs or they could get worse. Our team at AIC Roofing & Construction is experienced and ready to assist. We even help guide you through the insurance claims process. If you suspect your home or business may have been damaged by a storm, contact us today to schedule your free, no-obligation storm inspection.

1

Contact AIC for your free inspection

You want to choose a roofing company who will be your advocate. AIC Roofing & Construction has completed over 20,000 unique projects since 2003.

2

File a claim with your insurance

Call your insurance company and notify them of the damage that your home has received. Once you request a claim to be filed, the process will officially begin.

3

Inspection with the insurance adjuster

This is when your insurance adjuster and an AIC representative meet to assess and document the property damage

4

Your roof or siding is replaced!

AIC will act promptly in ensuring that all work is completed quickly and scheduled to ensure minimum inconvenience.

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From Insurance to Installation

Chris was one of many homeowners affected by a massive storm that came through Central Kentucky. When he called AIC, we worked with him and his insurance to make sure he felt confident and comfortable throughout the whole roof replacement process. Since 2003, we’ve helped thousands of homeowners through the insurance process.

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